How Much Does the BAC’s Health Insurance Cost?
<p>Note: Fall only and Spring only pricing will be posted as soon as provided by the SHIP.</p>
<p>PLEASE BE ADVISED: SHIP regulations require BAC students to provide proof that you have a health insurance plan. Please complete a waiver at the Gallagher Student Health & Special Risk website, which constitutes "comparable coverage".</p>
<p>This means your health insurance/benefit plan must:</p>
<ol>
<li>Be underwritten by insurance carriers based inside the U.S. Insurance plans with coverage outside the U.S. and coverage by foreign national health service programs are not deemed comparable to coverage under a qualifying student health insurance program. <strong>Waivers that are not U.S. based will not be accepted, and you will be automatically enrolled in the student health insurance plan.</strong></li>
<li>Your plan must offer, "reasonable comprehensive coverage of health services, including preventive and primary care, emergency services, surgical services, hospitalization benefits, ambulatory patient services, mental health services, and prescription drugs"; and</li>
<li>Offer services deemed, "reasonably accessible to the student in the area where the student attends school".<br />See also, 956 CMR 8.05(2)(a), link noted in the first paragraph. <a href="https://www.mass.gov/doc/956-cmr-8-student-health-insurance-program/download" target="_blank" title="Commonwealth Health Insurance Connector Authority: Student Health Insurance Program" rel="noopener">https://www.mass.gov/doc/956-cmr-8-student-health-insurance-program/download</a>.</li>
</ol>
Whole Year
<p class="xmsonormal">The annual student health insurance plan begins on <strong>August 15, 2026, and ends on August 14, 2027.</strong></p>
<p>Undergrads: $2,430</p>
<p>Graduates: $3,652</p>
Fall Only
<p>Coverage rates for “Fall Only” 2026 are available upon request only. Please<a href="mailto:student.insurance@the-bac.edu" target="_blank" title="Email Student Insurance" rel="noopener"> email Student.Insurance@the-bac.edu</a>.</p>
<p>All eligible students are automatically enrolled in the full academic year student health insurance plan’s coverage, once they are registered and are enrolled in the Fall semester classes.</p>
<p>If students are graduating in December, at the end of the Fall semester, but would like to request to have “Fall Only” student health insurance plan’s coverage, please notify the BAC immediately and by no later than September 15 of the semester in which you graduate. The BAC unfortunately will not be able to remove you from the full academic year student health insurance plan’s coverage once this date has passed.</p>
Spring Only
<p>For students registered for the Spring 2027 semester only, the coverage will be <strong>January 15, 2027 - August 14, 2027</strong>.</p>
<p>Undergraduate: $1,411</p>
<p>Graduate: $2,121</p>
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